FINANCING

Financing Options from GreenSky
Finance Your Project
Plan 2602
Plan 2720
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

  • Why should I finance my project when I can pay cash or use a credit card?

    Financing a project with GreenSky® allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.

  • What type of credit does GreenSky offer?

    We offer unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

  • Where can I use my loan?

    Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

  • How do I make a payment?

    It's simple - pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today at www.greenskycredit.com/consumer or call 866-936-0602.

  • How do I pay my contractor?

    Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

  • How long do I have to use my loan?

    Once approved, you have four months to make your purchases.

  • When is my first payment due?

    Depends on your plan. Many deferred interest plans don't require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

  • When does the Deferred Interest plan promotion window begin?

    1. At the time of your first transaction.

    Financing for GreenSky® consumer credit programs is provided by federally insured, federal, and state chartered financial institutions without regard to race, color, religion, national origin, sex, or familial status.


    2. Interest accrues during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.


    LICENSES: NMLS #1416362; CT SLC-1416362; NJ MT #1501607 C22

The GreenSky® program's focus is simple. We want to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.


  • Credit limits up to $55,000
  • Fast approvals
  • No prepayment penalties
  • Friendly customer service
  • Multiple ways to make a payment
  • Affordable payment options